I’m looking for cover

On 28 June 2018, Ozicare temporarily stopped offering life insurance to new customers.

We apologise for any inconvenience this causes you.

I’m a policyholder

Though we’ve temporarily stopped offering life insurance to new customers, existing policyholders will continue to be covered.

Life Cover

In case you die or are diagnosed with a terminal illness and have less than 12 months to live

Total and Permanent Disability Cover

If you lose your sight or the use of your limbs or are unable to work in any occupation or live independently ever again.

Trauma Cover

In the event you’re diagnosed with a specific illness or injury that makes it difficult or impossible for you to continue to earn an income.

Children’s Cover

In case your child dies (due to an illness or accident), is diagnosed with a terminal illness, or suffers a specified illness or injury.

Income Protection Cover

If you suffer a serious illness or injury and cannot work in your usual occupation.

Accidental Death Insurance

In case you die accidentally, for example as a result of a road accident, poisoning, fall, drowning, or choking.

TPD Cover

and/or

Trauma Cover

and/or

Children’s Cover

Product Features Life Cover TPD Cover Trauma Cover Trauma Plus Cover Children's Cover Accidental Death Insurance

Standalone Cover

Yes No No No No Yes

Add-On to Life Cover

No Yes Yes Yes Yes No

Entry Age (next birthday)

18-64 18-59 18-59 18-59 2-17 18-64

Benefit Amount

$50,000 - $1 million $50,000 - $1 million $25,000-$500,000 $25,000-$500,000 $20,000-$50,000 $50,000-$500,000

Guaranteed Cover

Until the Policy Anniversary after your 100th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after the child's 21st Birthday Until the Policy Anniversary after your 75th Birthday

Inflation Protection

Yes Yes Yes Yes Yes Yes

Funeral Benefit**

Yes       Yes  

Terminal Illness Benefit^

Yes       Yes  

Immediate Cover on Approval

Yes Yes Yes Yes Yes Yes

30-Day Cooling-Off Period#

Yes Yes Yes Yes Yes Yes

Worldwide Cover 24/7

Yes Yes Yes Yes Yes Yes

Find out more

For more details about Ozicare life insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement.

Make a claim

If you need to make a claim on an Ozicare life insurance policy, please:

Call 1800 421 034
Email life.claims@ozicare.com.au
Post Ozicare Life Insurance
PO Box 342
Toowong QLD 4066

# As long as you haven't made a claim.
* Terms and conditions apply. Please see the PDS for full details.
** $7,500 of the benefit amount may be advanced with satisfactory evidence of the Life Insured’s age and death to assist with funeral or similar expenses.
^ The Life Insured may claim on the policy if diagnosed with a Terminal Illness that results in a life expectancy of less than 12 months.
~ Total maximum 10% discount on new Ozicare Life insurance is only available to active Ozicare Home, Contents or Car policyholders.